This website is for general information only and does not constitute professional advice. This does not have any regard to the specific objectives, financial situation and particular needs of any specific person. It is based on information obtained from sources believed to be reliable, but DBSAM makes no representations as to its accuracy or completeness.

An investment in any financial products mentioned in this website is not intended to be a complete investment programme for any investor and prospective investor should carefully consider whether an investment in such product is suitable for them in light of their own circumstances, financial resources and entire investment programme.

An investment in any financial products mentioned in this website carry risks. The financial product may not be suitable for persons who are averse to such risks. An investor should refer to the relevant prospectus for inherent risks of investing in the financial products.

DBS Bank ("DBS"), its related companies, their directors and/or employees (collectively, "Related Persons") may have positions in and may effect transactions in the securities mentioned in this document. DBS and the Related Persons may also perform or seek to perform broking, investment banking and other financial services for the issuers of the securities.

Any information/material falling outside the electronic prospectus does not form part of the prospectus and the units in the unit trust offered herein are offered on the basis of the information in the prospectus. Prospective investors are advised to read the prospectus carefully before applying for any units.

Printed copies of the prospectuses for the DBSAM unit trust scheme in relation to any offer/intended offer of the unit trust have been registered with the RCB. Printed copies can be obtained from the office of DBSAM or any of its distributors.

DBSAM's unit trusts are not obligations of, deposits in, guaranteed by, DBS Bank or any of its affiliates. An investment in unit trusts is subject to investment risks, including the possible loss of the principal amount invested. Past performance is not necessarily a guide to future performance. Any forecast is not necessarily indicative of the future or likely performance of any DBSAM unit trust. The value of units and the income from them may fall as well as rise. Readers should take advice from a suitably qualified professional in relation to any specific problem or investment decision.

No action has been taken to permit the distribution of this information, or the prospectuses referred to herein in any jurisdiction where action would be required for such purpose. This information does not constitute an offer or solicitation by anyone in any jurisdiction in which such an offer or solicitation is not authorised or to any person to whom it is unlawful to make such an offer or solicitation.

Any application for units in DBSAM unit trust will be processed only if made on one of the forms of application referred in and attached to a printed copy of the relevant DBSAM unit trust prospectus. Investors should read the prospectus(es) of the relevant unit trust(s) which they intend to invest in, for details. An application for units in the funds may also be made through a DBS Bank ATM provided that the applicant has confirmed that he has read and understood a printed copy of the prospectus.